> ## Documentation Index
> Fetch the complete documentation index at: https://docs.monime.io/llms.txt
> Use this file to discover all available pages before exploring further.
# Introduction
Welcome to Monime’s API Reference — your gateway to integrating payments, payouts, embedded finance, and more through
simple, scalable, and intuitive APIs.
***
## Base URLs
The Live and Test APIs operate in two fully separate environments:
* **Live:** `https://api.monime.io` with (Live token)
* **Test:** `https://api.monime.io` with (Test token)
Read [Personal Access Tokens](/dashboard-guide/personal-access-tokens) on how to create Live and Test tokens.
***
## Standards & Conventions
### RESTful Design
The API follows standard HTTP methods:
* `GET` — fetch a single object or list of objects
* `POST` — create a new object or trigger an action
* `PATCH` — make partial updates to an object (send only what you want to change)
* `DELETE` — remove an object
### JSON by Default
Unless stated otherwise, requests and responses use **JSON**.
* Fields are returned with stable, predictable keys
* Moneys are given in **minor currency units** (e.g., cents for SLE and USD)
* Timestamps are in **UTC** using **RFC 3339** format, e.g. `2025-08-24T06:00:00Z`
### Usable Status Codes
The API uses standard HTTP status codes:
* `200` — success, i.e., server handled the request.
* `4xx` — client errors such as invalid input, or authentication issues.
* `5xx` — internal server errors, safe to retry with backoff