A Financial Transaction represents a movement of funds that affects a financial account either as a credit or a debit.Each transaction includes an amount, a type (credit or debit), and a reference to the financial account it impacts.It may optionally be tied to an originating fee (like a platform charge) and includes a full ownership graph to trace which object or service triggered it such as a payout, internal transfer, or payment code.This makes the transaction both auditable and traceable across business logic layers.Additional metadata and timestamps enable rich querying and system-wide reconciliation.