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How Monime works
Monime is a single gateway for accepting payments from anywhere. You integrate once, and Monime connects your business to local payment systems and international payment methods.
One integration, every channel
Your systems talk to one API. Monime handles routing, processing and reconciliation across every provider behind it.
Your business
E-commerceOnline stores and platforms
Fintech appsWallets, lending and more
Enterprise systemsERPs and back offices
Monime
Unified API and dashboard
- Smart routing
- Processing
- Analytics
- Reconciliation
- Security
- Compliance
Payment channels
Mobile MoneyOrange Money, Afrimoney
Card networksVisa, Mastercard
BanksLocal banks
Digital walletsVult, Flot
What happens when a customer pays
- Customer paysThe customer starts a payment in your app or checkout.
- You call MonimeYour business sends the request to the Monime API.
- Monime routesMonime picks the best channel and provider for the payment.
- Provider processesThe provider completes the payment, with automatic retries on failure.
- You get one responseEvery channel returns the same standardized response format.
What you get
Integrate onceConnect to Monime's API instead of integrating with dozens of payment providers separately.
Customers pay their wayLocal customers use Mobile Money, digital wallets and banks. International customers pay with Visa, Mastercard, Apple Pay or Google Pay.
Monime handles the hard partsPayouts are routed to the optimal provider, failures are retried automatically, and every response follows one format.
Unified operationsOne dashboard for real-time payment notifications, combined reconciliation, a single settlement process and unified reporting.